NRI Property Sale TDS & Capital Gains Calculator
Estimate capital gains tax and TDS when an NRI sells property in India and plan lower TDS.
NRI Property Sale TDS Calculator
Indicative estimate. Verify with official sources.
Get a lower / nil TDS certificate
Buyers often deduct TDS on the full sale value. We help NRIs apply for a lower deduction certificate (Form 13), file ITR and handle repatriation (Form 15CA/15CB).
How tax applies when an NRI sells property
Gains on property held over 24 months are long-term (taxed at 12.5% without indexation for transfers after 23 July 2024), otherwise short-term (slab rates). Surcharge and 4% cess apply. Buyers must deduct TDS under section 195 on the applicable amount.
Why TDS is often higher than the tax
If the buyer deducts TDS on the full sale consideration (common without a certificate), the TDS can far exceed the real tax on the gain. You can apply for a lower/nil deduction certificate in advance or claim the excess as refund through ITR.
Repatriation
Sale proceeds from property can be repatriated through authorised dealers within FEMA limits (generally up to USD 1 million per financial year from NRO), supported by Form 15CA/15CB. Confirm current limits.
Exemptions
Reinvestment under section 54 (residential house) or 54EC (specified bonds) can reduce taxable gains. Not modelled here.
NRI Property Sale TDS Calculator FAQs
What is the TDS rate on property sale by an NRI?
TDS under section 195 is deducted at the applicable rate on the gain (12.5% long-term plus surcharge and cess), but buyers commonly deduct on full sale value unless a lower deduction certificate is obtained.
How do I get a lower TDS certificate?
Apply to the Assessing Officer in Form 13 with property and capital gains details. We prepare and file the application.
Can I repatriate sale proceeds?
Yes, subject to FEMA rules, tax payment and Form 15CA/15CB documentation.
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