Tax-Saving Options: 80C, 80D, NPS and Home Loan Benefits (Old Regime)

The main deductions available under the old regime, and which of them still help in the new regime.

Tax-Saving Options: 80C, 80D, NPS and Home Loan Benefits (Old Regime)
In this article
    ProvisionLimitExamples
    80C₹1.5 lakhPPF, ELSS, EPF, life insurance, tuition fees
    80D₹25,000 (₹50,000 senior) plus parentsHealth insurance premium
    80CCD(1B)₹50,000Additional NPS
    24(b)₹2 lakhHome loan interest (self-occupied)

    These deductions are mainly for the old regime. Employer NPS contribution under 80CCD(2) is allowed in both regimes.

    Compare outcomes using the calculator before investing only for tax. Check which regime suits you.

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    General information only; not professional advice. Rates, limits and due dates change. Verify with official sources or consult a professional. Reviewed October 2026. See our editorial policy.

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